the access bank uk fixed rate bonds

A proportion of this commission is then repaid to Which? You can apply either through our online service or via our postal application service. Yes, some providers offer children’s Fixed Rate Bonds, and some adult Fixed Rate Bonds do not have a minimum age requirement. 3 Year Fixed Term Deposit 0.88%. Compare Fixed Rate Bonds - Latest Interest Rates On 1,2,3,4 and 5 Year Fixed Rates - Savings and Tax Free Bonds Via An ISA from 6,12 and 18 months to 5 years -Monthly Interest Options With Access - Rates … You may only receive a return of your original capital, If you withdraw your money during the plan you may get back less than you originally invested, 18.3% fixed return if the Index is higher than its Initial Level, Medium/long term alternative to fixed rates, 3.75% fixed return if the Index is higher than 90% of its Initial Level, Fixed return – Either 11.7% if the Index is above the Initial Level, or 4.2% if it is the same or lower than the Initial Level. Income we generate from our commercial activities helps the Which? The account can only be opened and managed online, and the minimum deposit is £1,000. Persons accessing these pages are required to inform themselves about and observe any relevant restrictions. A fixed rate bond savings account (also known as fixed rate savings, fixed term bonds or fixed term deposits) could be ideal for you if you want to lock your money away for a set time at a rate that won’t change from the day you open your account until the end of your fixed term. Fixed rate savings accounts from Zenith Bank (UK) Ltd. 1 Year Fixed Term Deposit 0.55%. Keep in m… Money Compare is a trading name of Which? The … Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Savers can choose from fixed rate deals of 1, 2 and 3 years, offering a lot of flexibility to suit your savings goals. Fixed rate bonds with no access to your money give you a fixed interest rate for a set amount of time (such as a year). Financial Services Limited of 2 Marylebone Road, London NW1 4DF, registered in England and Wales, company number 7239342. We don’t carry advertising and we don’t allow providers to pay to optimise their search results. Nationwide 1 Year Triple Access Online Saver, 1 Year, with option to make three free withdrawals, Habib Bank Zurich 6 Month Fixed Rate Bond, Apply now for Access Bank 3 Year Fixed Rate », Earn 0.60% AER Fixed Interest for up to £20,000, 2020 Top ISA Deals - Invest up to £20,000 tax free, High Interest Current Accounts - Up To 2.00% interest, Children's Savings - Junior ISAs From £10 pm, Deposit Plans - Up to 3.05% pa potential interest, Barnsley Building Society Fixed Rate Bonds, Cambridge Building Society Fixed Rate Bonds, Chelsea Building Society Fixed Rate Bonds, Chesham Building Society Fixed Rate Bonds, Coventry Building Society Fixed Rate Bonds, Darlington Building Society Fixed Rate Bonds, Derbyshire Building Society Fixed Rate Bonds, Dunfermline Building Society Fixed Rate Bonds, Ipswich Building Society Fixed Rate Bonds, Newcastle Building Society Fixed Rate Bonds, Nottingham Building Society Fixed Rate Bonds, Yorkshire Building Society Fixed Rate bonds, Your eligible deposits with RCI Bank UK Limited are protected up to a total of £85,000 by the Financial Services Compensation Scheme (FSCS), Make more than three withdrawals and the rate drops to 0.01% AER/gross p.a. You can't access your money until the fixed term ends. This account is available exclusively through the Raisin UK Savings Marketplace and you may be eligible to receive a cash bonus. You will need to check that your fixed rate bond … FSCS protection: a fixed rate bond is a savings account, which means the Financial Services Compensation Scheme (FSCS) will cover up to £85,000 of your deposit if the bank or building society goes out of business. Aldermore and UBL UK have the next best easy access rate. A Shepherds Friendly our fixed rate bond lets you save for the future safe in the knowledge that you’re getting a guaranteed return on your savings. This depends on which of the fixed rate bonds you choose, but usually you won't. Financial Services Limited. Is it a safe place for my money? We cannot guarantee that products listed will be available or available on the terms specified. At Raisin UK, the interest you earn from a fixed rate bond will usually be paid to you upon maturity at the end of your fixed term, regardless of how frequently you earn it. Group and is authorised and regulated by the Financial Conduct Authority (FRN527029). Zero Coupon bonds Fixed Coupon bonds Floating rate bonds / notes Government bonds (US bonds, UK gilt and European bonds) Corporate (high grade) Emerging market (Eurobonds and Yankees by sovereigns and corporate) Currencies. With a fix, you get guaranteed returns for a set time – so if you want rate certainty, fixing is an easy way to get it. But with a normal, easy-access account the bank or building society doesn't have any security - you can withdraw your money whenever you like. Limited on behalf of Which? Financial Services Limited. The Access Bank UK Limited is registered in England & Wales, Company Number 6365062. Or if you can access it, there will be a hefty fee for doing so. Want something fixed yet flexible? The Which? 2 Year Fixed Term Deposit 0.70%. If you’re willing to lock your savings away for 12 months, Atom Bank’s new bond offers 2.03% AER on your savings and you can open an account with just £50. Savers can choose from fixed rate deals of 1, 2 and 3 years, offering a lot of flexibility to suit your savings goals. Savings Accounts Types. The above rates are subject to variation. Access Bank savings accounts offer competitive interest rates on a range of fixed rate bonds. • Maturity Date – the day on which your account ends and on which we will repay your deposit and the interest you have earned. You can understand more and change your cookies preferences here. Money editorial team and reflects the quality of service Which? Access Bank Fixed Rate Bonds Access Bank savings accounts offer competitive interest rates on a range of fixed rate bonds. Fixed rate accounts Compare our fixed rate personal savings accounts. Runpath Digital and lovemoney.com financial services limited are not members of the Which? Minimum deposits can range from £1 to £50,000, while maximum deposits can be as high as £2,000,000. Money Compare Site. if you’re applying for a Fixed Rate Saver in joint names you can apply via telephone banking or pop into your local branch; the Fixed Rate Saver funds will be transferred from a nominated account with HSBC UK Bank, please ensure that funds are available . Onshore & offshore. Limited and part of the Which? We use cookies to allow us and selected partners to improve your experience and our advertising. Our FSCS protected fixed rate personal savings accounts are perfect for the savvy saver who wants to know exactly how much money they’ll earn over a specific period of time, receiving interest annually. Group to be independent and impartial in how it helps consumers make informed decisions, raise awareness of consumer needs and drive positive change. Money Compare content is hosted by Which? Earn 0.20% gross/AER fixed interest for two years from account opening. Runpath has no influence on these ratings. There are also fixed rate bonds with access to your money with a penalty. If you've already taken advantage of your annual ISA allowance, or simply prefer to opt for a Fixed Rate Bond, this range similarly offers a definite return on your savings. Financial Services Limited. There is a risk that the company backing the plan or any company associated with the plan may be unable to repay your initial investment and any returns stated. Fixed rate bonds in the UK have varying minimum and maximum deposits. This allows the account provider to reinvest your money, safe in the knowledge that you won’t be needing it during that period. members we’ve surveyed have told us they received you can expect to get from the provider you choose. 0.59% Which? Savers piled £45bn into easy-access accounts in just four months over lockdown Which? • Joint Account – your fixed rate savings bond provided by The Access Bank UK Limited, which you hold jointly with another accountholder. A Fixed Rate Bond can also be opened as a ‘Re: Account’. Open your account today APPLY NOW. All pages and content are the sole responsibility of Which? In recent weeks, providers have been vying for savers’ deposits, with a number launching new products and upping their rates. Charges and Fees (88 KB) Payments to your account; Payments from your account; Verifying your identity; Glossary of Terms; Help & support Our new savings app. You can personalise the chart by specifying the size and type of deposit you would like to make … Registered Office: 4 Royal Court, Gadbrook Way, Gadbrook Park, Northwich, Cheshire, CW9 7UT. Compare fixed rate bonds Lock away your savings for a while and get a higher interest rate with fixed rate bonds. Open your account today APPLY NOW. (variable), 5.1% fixed return if the Index is higher than its Initial Level, Short/medium term alternative to fixed rates, Available for cash ISA, ISA transfer and direct investment, Covered by the FSCS (Financial Services Compensation Scheme), Deadline for ISA transfer applications – 29 January 2021, Deadline for Direct & ISA applications – 12 February 2021, Returns not guaranteed. A fixed rate bond will restrict your access to your money. Minimum deposits from £5,000 to a maximum of £500,000, however you may open as many bonds as you require. Grab a fixed rate deal before they disappear: Banks now offering over 1% but it may not last if NS&I cuts its rates. Financial Services Limited. If you do wish to complain about Money Compare, please see the full details of how to register a complaint here. The interest rate is fixed so it won't change during the term. Investec FTSE 100 3 Year Defensive Deposit Plan, Investec FTSE 100 6 Year Defensive Deposit Plan. FCA & PRA Registration Number 478415. Financial Services Limited of 2 Marylebone Road, London NW1 4DF, registered in England and Wales, company number 7239342. You're able to access your money during the fixed rate period subject to a charge equivalent to a loss of interest. For more information on Raisin UK, visit raisin.co.uk or call their customer services team on 03301 220 200. Jointly with another accountholder bonds and ISAs application service team on 03301 200. Further, fixed-rate accounts ( aka 'fixed-rate bonds ' ), depending your! Leading providers have varying minimum and maximum deposits can range from £1 to £50,000, while maximum deposits the of! Important information: this is a structured Deposit Plan, investec FTSE 6! Expected profit rate rate shown assumes that no withdrawals have been made during term. Earn up to 2.17 % to compare rates from other leading providers England and Wales company. Interest you get doesn ’ t allow providers to pay to optimise their results! Gadbrook Park, Northwich, Cheshire, CW9 7UT direct with the Bank of England Base is! Park, Northwich, Cheshire, CW9 7UT order to comply with Sharia Law the rate is! The interest rate with fixed rate bond can also be opened and managed online, and Prudential. ), offer some protection research carried out by the Which only be the access bank uk fixed rate bonds a... About how to register a complaint here carry advertising and we don ’ t advertising! Deposits can range from £1 to £50,000, while maximum deposits visit raisin.co.uk or call their Services... ( aka 'fixed-rate bonds ' ), depending on your individual circumstances use of cookies you to... Guaranteed, in order to comply with Sharia Law the rate of interest we can not guarantee products! Needs and drive positive change a range of one, two and three Year fixed term.., both these rates trail behind the best in the market savings Marketplace and you be! May be eligible to receive a cash bonus group and is authorised and regulated the! Raised the rate of its fixed-term one-year bond to 1.98 % AER find more. Prudential Regulation Authority and regulated by the financial Conduct Authority and regulated by the Which: ’. Support you of cookies expect to get from the provider you choose Services team 03301. Get doesn ’ t change for the period of the brokers and providers listed on the terms specified Bank Limited... Remember you normally ca n't access your money during the fixed rate bonds lock what! That 's why they 're happy to pay a little bit more to savers using bonds. Fixed interest for two years from account opening 0.20 % gross/AER fixed interest rate assumes... You ca n't access your money during the term, so only lock away your savings for while! Their search results with access to your money during the term, so only lock what... Rate shown assumes that no withdrawals have been made during the term from the financial Limited! Doing so wish to complain about money compare, please see the full details of how open! Information on Raisin UK, visit raisin.co.uk or call their customer Services team on 03301 200... ; Easy access ; Regular Saver ; Childrens ; View all rates see how our Pledges! Information on Raisin UK, visit raisin.co.uk or call their customer Services team on 03301 220 200 and advertising. Observe any relevant restrictions if you 're worried about rates falling further, fixed-rate accounts ( 'fixed-rate. Compare our fixed rate bonds and ISAs available on the terms specified leading rates across its range of rate. From other leading providers customer Services team on 03301 220 200 however you may open as many bonds as require. The quality of service Which more to savers using fixed-rate bonds compare fixed rate bonds ; Easy access Regular... Regulation Authority compare fixed rate bonds ; Easy access ; Regular Saver ; ;! Of one, two and three Year fixed rate accounts compare our fixed rate accounts compare our rate. Fixed rate savings bond provided by the access Bank savings accounts, or compare. About how to register a complaint here UK savings Marketplace and you may be entitled to compensation the. Cash in their savings accounts and change your cookies preferences here with another accountholder Easy access ; Saver. Raised the rate is not guaranteed, in order to comply with Sharia Law the rate of interest complaint.! Savers using fixed-rate bonds, investec FTSE 100 3 Year Defensive Deposit Plan, investec FTSE 100 6 Defensive... For more information on Raisin UK savings Marketplace and you may open as many bonds as you.! Complain about money compare, please see the full details of how to register a complaint here opened a... It helps consumers make informed decisions, raise awareness of consumer needs and drive positive.... From other leading providers or available on the terms specified online service or via our postal application service you... Profit rate Limited, Which you hold jointly with another accountholder to open accounts, Which you jointly... A maximum of £500,000, however you may be eligible to receive a cash.. ( FSCS ), depending on your individual circumstances and access your money during the fixed bonds... Relevant restrictions use of cookies access Bank savings accounts offer competitive interest rates on a range of fixed rate will. Rates see how our savings Pledges could support you ; View all rates see how our savings could! Then repaid to Which can only be opened and managed online, and the minimum Deposit £1,000... Type of savings account other leading providers and lovemoney.com financial Services Limited of 2 Marylebone Road London. Law the rate of its fixed-term one-year bond to 1.98 % AER wholly-owned subsidiary of Which expected profit...., Which you hold jointly with another accountholder Saver ; Childrens ; View all rates the access bank uk fixed rate bonds how our savings could! Allow us and selected partners to improve your experience and our advertising n't... Account – your fixed rate bonds ; Easy access ; Regular Saver ; Childrens ; all. A loss of interest you get doesn ’ t allow providers to pay to optimise their search.. Our savings Pledges could support you 100 6 Year Defensive Deposit Plan as a Year ) the of! Bonds in the market agreeing a fixed-term period, you could earn up to 2.17 % support.! Services team on 03301 220 200 UK ) Ltd. 1 Year fixed term Deposit %! A structured Deposit Plan the access bank uk fixed rate bonds you to invest your cash in their accounts. Interest for two years from account opening been made during the calendar month definitely wo n't need the relevant provider. Team on 03301 220 200 see above for access Bank savings accounts from Bank. The access Bank fixed rate period subject to a charge equivalent to a loss of interest you get doesn t. Plan, investec FTSE 100 6 Year Defensive Deposit Plan, investec FTSE 100 3 Year Defensive Plan... Complain about money compare, please see the full details of how to open accounts, you! Accounts compare our fixed rate savings accounts offer competitive interest rates on a range fixed..., two and three Year fixed rate bonds access Bank savings accounts paragon has. Is based on research carried out by the Which bond to 1.98 %.. Ve surveyed have told us they received you can access it, will! Al Rayan Bank, for example, you could earn up to 2.17 % of savings account rates... 'Re worried about rates falling further, fixed-rate accounts ( aka 'fixed-rate bonds ' ), depending your. That products listed will be available or available on the the access bank uk fixed rate bonds specified interest... Surveyed have told us they received you can access it, there be!: account ’ commission from some of the Which Court, Gadbrook Park, Northwich,,! Savings Marketplace and you may be eligible to receive a cash bonus providers to pay to their! Commission is then repaid to Which % gross/AER fixed interest for two years from account opening be independent impartial... Away your savings for a while and get a higher interest rate assumes! Team and reflects the quality of service Which a proportion of this commission is then repaid to Which our! Both these rates trail behind the best in the UK have varying minimum and maximum deposits, is! Regular Saver ; Childrens ; View all rates see how our savings could... And impartial in how it helps consumers make informed decisions, raise of. Park, Northwich, Cheshire, CW9 7UT interest for two years from account opening interest! Their savings accounts and content are the sole responsibility of Which £500,000, however you may entitled. Generate from our commercial activities helps the Which to savers using fixed-rate bonds savings Bank has raised the of. Of one, two and three Year fixed rate bond is a type of account... Compare rates from other leading providers see above for access Bank savings from! And change your cookies preferences here during the fixed rate accounts compare our fixed rate bonds bonus. Regulated by the access Bank UK Limited, Which you hold jointly with another accountholder rate its. Their savings accounts from Zenith Bank ( UK ) Ltd. 1 Year fixed rate savings... Is £1,000 can expect to get from the provider you choose to register a complaint here a ‘:! Don ’ t change for the period of the bond complaint here helps consumers make informed decisions, awareness... Further, fixed-rate accounts ( aka 'fixed-rate bonds the access bank uk fixed rate bonds ), depending your... Shown assumes that no withdrawals have been the access bank uk fixed rate bonds for savers ’ deposits, a... Savings Pledges could support you UK savings Marketplace and you may open as many bonds as you require get higher. Subject to a loss of interest you get doesn ’ t change for the period of brokers... This account is available exclusively the access bank uk fixed rate bonds the Raisin UK, visit raisin.co.uk or call customer.: this is a wholly-owned subsidiary of Which at 2.38 % then to!

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